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Insurance Fraud

Insurance fraud is increasing both in sophistication of offences, in the value of fraudulent claims and the numbers of cases.  The specialist lawyers at Qamar Solicitors are highly experienced in advising clients facing all kinds of fraud charges including insurance fraud, conspiracy to defraud, mortgage fraud and VAT fraud.  If you are facing investigation or prosecution for fraud offences, contact us as early as possible for expert, strategic advice.


What is insurance fraud?

Under the Fraud Act 2006, insurance fraud is any act committed by an individual with the intent to fraudulently obtain payment from an insurer.  It encompasses both commercial and domestic insurance fraud and extends to suspected arson, staged theft and damage, and exaggerated damage for the purposes of making an insurance claim. 


Insurance fraud can involve the motor trade and high performance cars and other vehicles, properties, yachts and so on.  Suspected arson, staged theft and deliberate or exaggerated damage caused to high value property or vehicles are typically associated with insurance fraud.   If you have been charged with insurance fraud, you need expert advice from lawyers experienced in representing clients in cases where particularly specialised insurance fraud lawyers act for the insurance company.


Examples of insurance fraud include:

  • Deliberately causing damage, then making an insurance claim based on that damage

  • Falsifying facts to obtain payments

  • Exaggerating facts to inflate existing claims

  • Staging a false burglary to obtain money from the property insurer

  • Staged accidents involving motor vehicles, followed by claims against the victim’s motor insurer


Insurance fraud is complex and our fraud experts are highly experienced in working with other expert professionals where our clients’ needs require it.  This includes loss adjusters, forensic scientists, accountants, road traffic accident investigators and other investigators and independent experts.


Insurance fraud is treated very seriously reflecting, for instance, the utmost good faith that is required on the insured.  It is an indictable only offence (meaning it will be tried in the Crown Court).  On conviction, the defendant may receive a prison sentence of up to 10 years and or a fine depending on the specific circumstances of the offence.

How can we help?

If you are being investigated or prosecuted for insurance fraud, whether domestic or commercial, contact the criminal defence lawyers at Qamar Solicitors immediately for urgent specialist legal advice from fraud experts.  We can assist you early in the investigation and it is imperative you contact us as soon as possible.

Insurance Fraud, insurance, fraud


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